non-resident mortgage options with CMB Bank

Own Your Dream Home in Aruba with CMB Bank’s Non-Resident Mortgage Options

Looking to invest in a slice of paradise? Aruba’s flourishing real estate market offers an exceptional opportunity for non-residents to own luxury properties. Caribbean Mercantile Bank N.V. (CMB) makes the process seamless with exclusive CMB’s Non-Resident Mortgage options in Aruba, tailored for international buyers.

Why Invest in Aruba Real Estate?

1. Safety and Security

Aruba is one of the safest Caribbean islands, making it the ideal destination for families, retirees, and investors seeking peace of mind.

2. Stable Legal Framework

Aruba operates under Dutch law, ensuring robust legal protections and financial stability. Property investments are safeguarded under EU standards, offering investors the assurance they need.

3. A Luxury Vacation Hotspot

Aruba attracts tourists from across the USA, Canada, and Europe, resulting in excellent property value appreciation and consistent rental income potential.

CMB Non-Resident Mortgage Guidelines

CMB’s Non-Resident Mortgage options are designed to simplify the property-buying process for non-residents. Below are the eligibility requirements and terms:

Eligibility Requirements:

A valid passport
Proof of residential address (e.g., utility bill)
Proof of income:
- For salaried individuals: Recent 3 months’ salary slips and bank statements
- For self-employed individuals: Latest financial statements, proof of business ownership
Credit scoring report or BKR-toets (for Dutch residents)
An appraisal report (valid for 1 year)
A signed sale-purchase agreement

Terms and Conditions:

50% down payment required
Bank closing fees: 1.5% of the mortgage amount
Repayment term: Up to 10 years
Mandatory life and property insurance
Applications are subject to management approval

Featured Properties – Luxury Living in Caribbean Town

CMB Bank finances numerous high-end real estate projects, including Caribbean Town, a premier development offering modern condos and vacation homes. These properties are ideal for permanent residents, vacationers, or investors seeking rental income.

Looking for a modern condo, vacation home, or investment property? CMB Bank finances several high-end projects, including Caribbean Town, a luxury development designed for comfort and style.

Explore the latest listings and opportunities:

Your Real Estate Partner – JZ Realty

JZ Realty specializes in helping non-residents find their dream properties in Aruba. From luxury vacation homes to investment properties, the team’s local expertise ensures a smooth buying process.

Contact JZ Realty today: